Hamer Pinnington’s specialised Insurance tackles unique NZ risks with tailored solutions. Cyber Insurance protects against digital threats, Marine & Hull Insurance covers vessels and cargo, Body Corporate Insurance safeguards multi-unit properties, Contract Works Insurance insures construction projects, and Rural Insurance supports farming needs. With over 25 years of expertise, HP ensures niche coverage and seamless claims support.
Cyber Insurance – Safeguards Against Digital Threats
In NZ’s increasingly digital world, cyber threats like ransomware, phishing, and data breaches are a growing menace for businesses and individuals. A single attack can cripple operations, drain finances, and erode trust. Hamer Pinnington’s Cyber Insurance safeguards against these risks, offering tailored protection to keep your digital assets secure.
No two cyber exposures are the same – a retailer’s needs differ from a consultant’s. We customise your policy to cover recovery costs, legal fees, and customer notifications, while also providing expert guidance to strengthen your defenses. With HP, you’re prepared for NZ’s rising cybercrime wave, not left scrambling after an attack.
When a breach hits, speed is critical. Our in-house claims team at HP acts fast, coordinating with insurers and IT specialists to minimize damage and downtime. Backed by over 25 years of experience, we turn digital vulnerabilities into resilience – because your online security matters as much as your physical one.

Marine & Hull Insurance – Covers Vessels and Marine Cargo
NZ’s island nation status makes marine activity – from fishing boats to cargo ships – a vital part of life and commerce. But storms, collisions, or cargo loss can sink your investment fast. Hamer Pinnington’s Marine & Hull Insurance covers vessels and marine cargo, offering tailored protection for your seafaring assets.
Every maritime venture is unique – a yacht in the Hauraki Gulf isn’t the same as a freighter off Wellington. We design your policy to fit your vessel type, usage, and cargo, covering repairs, replacements, or liability claims. With HP, you’re insured against NZ’s unpredictable seas, not just generic risks.
When trouble strikes on the water, you need a steady hand. Our in-house claims team at HP ensures swift, transparent support, getting you back afloat without delay. With our expertise, your marine operations stay buoyant – because we know what’s at stake beyond the horizon.

Body Corporate Insurance – For Multi-Unit Property Management
Managing a multi-unit property in NZ – like apartments or townhouses – comes with complex risks, from fire damage to shared liability. Standard insurance often falls short for these setups. Hamer Pinnington’s Body Corporate Insurance simplifies coverage for multi-unit properties, offering tailored protection for owners and managers alike.
Each building has its quirks – an urban high-rise in Auckland differs from a suburban block in Christchurch. We tailor your policy to cover shared spaces, structural damage, and legal liabilities, ensuring all parties are protected. With HP, you get clarity in a tangled field, backed by our deep NZ expertise.
Disputes or disasters can unravel a body corporate fast. Our in-house claims team at HP steps in with quick, transparent support, resolving issues so you’re not left in limbo. We make multi-unit insurance straightforward – because your property deserves seamless protection.

Contract Works Insurance – Insures Construction Projects
Construction projects in NZ – big or small – face risks like weather delays, equipment damage, or worker injuries. One setback can derail timelines and budgets. Hamer Pinnington’s Contract Works Insurance insures your projects, offering tailored coverage to keep your build on track from start to finish.
Every site is different – a house in Tauranga isn’t like a commercial build in Queenstown. We customise your policy to cover materials, machinery, and liability, adapting to your project’s scope and risks. With HP, you’re protected against NZ’s construction challenges, not just generic ones.
When issues arise, you need a broker who moves as fast as you do. Our in-house claims team at HP ensures swift, clear support, minimizing downtime and costs. With over 25 years of experience, we’re your partner in building success – because your project deserves to stand tall.

Rural Insurance – Tailored for Rural and Farming Properties
NZ’s rural heartland – from dairy farms to orchards – faces unique risks like drought, floods, or livestock loss. Standard insurance often misses the mark for these properties. Hamer Pinnington’s Rural Insurance is tailored for rural and farming needs, offering protection that fits your land and livelihood.
No two rural setups are alike – a vineyard in Hawke’s Bay differs from a sheep station in Southland. We design your policy to cover buildings, equipment, crops, and animals, addressing NZ’s weather and market challenges. With HP, you’re insured for the realities of rural life, not just the basics.
When nature or misfortune strikes, recovery can’t wait. Our in-house claims team at HP delivers fast, transparent help, ensuring you’re back on your feet quickly. With our expertise, your rural property thrives – because we know what it takes to protect NZ’s backbone.

Connect with us
Ben Hamer
+64 021 632 369
ben@hpinsurance.co.nz
Wayne Pinnington
+64 021 497 369
wayne@hpinsurance.co.nz